Mortgage Services
Mortgage Services
Our local mortgage advisors are fully independent and offer a ‘Whole of the Market’ mortgage advice service. Established in 1992, our dedicated team have had many years of experience in recommending the most suitable mortgage for our clients and pride themselves on customer care.
For most of us, whether it is buying your first home, a buy to let property, moving or re-mortgaging, these are some of the most important financial decisions you will ever make.
In the current economic climate, it is more important than ever to make sure you have the right mortgage to suit your personal circumstances as flat or house buyers. That is why you need advice from a qualified independent mortgage advisor who has access to the whole of the market, rather than going direct to one lender.
Not only can they review the market for you, but they will also have access to exclusive mortgage products with major high street lenders, which are not generally available direct to the public.
Whether it is a fixed rate, tracker or a flexible offset mortgage, our local mortgage advisors will take the time to carry out a detailed fact find, to ensure you receive the most appropriate mortgage advice service for your circumstances and for which we do not charge a fee.
To find out how we can help you, please get in touch by calling us so that one of our experienced advisors can take the stress away and help you make the right mortgage choice.
Our brokers have access to a number of exclusive rates through major high street lenders which are not available directly to the public.
A discount mortgage gives you a lower rate for an agreed period. A discount mortgage usually gives you a discount from the lender's standard variable rate.
With a fixed mortgage you know that whatever happens to interest rates, your monthly payments will stay the same for the agreed period and you will be able to budget accordingly.
A tracker mortgage is linked to the Bank of England interest rate so your mortgage rate will be guaranteed to move in line with the Bank Rate.
An offset mortgage uses the balance in a linked savings or cheque account to reduce what you owe on your mortgage on a daily basis and can save you interest or reduce the term of your mortgage.
Buy to let property mortgages have become a popular form of investment over the last 5 years. However, due to the current economic climate, the criteria and choices have been affected.
Whether you are experienced flat or house buyers looking to refinance your portfolio or first time investors, looking for the best deal as well as the correct mortgage advice service is vital.
** Your home may be repossessed if you do not keep up repayments on your mortgage **